Mission Statement: to effectively & efficiently provide the best
Risk Management solutions to all members of Maine Municipal Association.

Risk Management Services

MMA’s Risk Management Services staff of insurance professionals provide all underwriting, marketing, claims and loss prevention services to program participants.  The financial condition of the programs is excellent and includes sound financial management and the purchase of high quality reinsurance.  Each program is managed individually and overseen by its own board of elected and appointed municipal officials.

• Property and Casualty Pool – This program provides members with a broad range of property and casualty coverages at favorable rates.  Coverage is uniquely designed to provide public entities with the protection of the Maine Tort Claims Act immunities and limits of liability.  In addition, the program also provides Public Officials and Employment Practices Liability coverage against civil claims or suits made for actual or alleged wrongful acts. 

• Workers Compensation Fund – This is a group self-funded program designed to assist members in managing their workers compensation costs through effective claims management and loss prevention activities. 
  

• Unemployment Compensation Fund – A self-funded program that serves as a liaison between participants and the Bureau of Employment Security in the handling of unemployment claims.

In addition to the three programs listed above, members have the ability to discuss insurance and risk management matters at any time with certain RMS professional staff.  RMS also has the ability to assist members in placing unusual exposures with a financially sound insurance company through an exclusive arrangement with its broker. 

Please call us at 1-800-590-5583 at any time.  We would be happy to talk with you.