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Risk
Management Services
MMA’s
Risk Management Services
staff of insurance
professionals provide
all underwriting, member services, claims
and loss prevention
services to program
participants. The
financial condition
of the programs is
excellent and includes
sound financial management
and the purchase of
high quality reinsurance. Each
program is managed
individually and overseen
by its own board of
elected and appointed
municipal officials.
This
program provides
members with
a broad range
of property
and casualty
coverages at
favorable rates. Coverage
is uniquely
designed to
provide public
entities with
the protection
of the Maine
Tort Claims
Act immunities
and limits of
liability. In
addition, the
program also
provides Public
Officials and
Employment
Practices Liability coverage
against civil
claims or suits
made for actual
or alleged wrongful
acts.
This
is a group self-funded
program designed
to assist members
in managing
their workers
compensation
costs through
effective claims
management and
loss prevention
activities.
A
self-funded
program
that
serves
as a
liaison
between
participants
and the
Bureau
of Unemployment Compensation
in
the handling
of unemployment
claims.
In
addition to the three
programs listed above,
members have the
ability to discuss
coverage or risk
management matters
at any time with
certain RMS professional
staff. RMS
also has the ability
to assist members
in placing unusual
exposures
through an exclusive
arrangement with
its broker.
Please
call us at 1-800-590-5583
at any time. We
would be happy
to
talk with you.
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Tip of the Week
Tip: Whether you work indoors or out, heat can cause major health problems. To avoid heat exhaustion or heat stroke - replace fluids (water is best), dress properly; acclimate yourself - get used to the heat in small doses; and avoid big, hot meals. If you feel dizzy, fatigued, weak, nauseous or other symptoms, go to a cool area, loosen clothing, elevate the feet, drink fluids and seek medical attention if symptoms persist.

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