Risk Reduction Grant Program


MMA’s Risk Management Services Property & Casualty Pool (P&C Pool) is a member-driven program for the provision of affordably tailored insurance coverages for Maine public entities. The Risk Reduction Grant has been established to assist members in reducing specific risk exposures and to assist our members in their efforts of applying effective risk management and loss control techniques for exposures specific to property and casualty.


Items cannot be purchased until the grant has been awarded. Approved grant submissions are eligible to be awarded 100% of the cost, up to a $3,000 maximum and must be purchased by October 1st of the following year. The grant will be paid upon receipt and review of appropriate evidence of expenditures for the specific grant purpose. We reserve the right to review appropriate documentation of all expenses.

Evaluation Criteria

The grant submission must present an approach to provide a solution or assist with the effort of applying effective risk management and loss reduction techniques. The impact of the grant must be identifiable, measurable, have a positive benefit and demonstrate a proactive approach to mitigate property and/or liability losses. Grant requests must be accompanied by supporting data and are contingent on the availability of funds.

The plan of action must have a high probability of assisting or reducing the exposure(s). Statistics or other available data demonstrating the severity or extent of the exposure(s) being addressed will enhance the possibility of receiving the grant. The Property & Casualty Pool reserves the right to approve, modify or reject any or all grant submissions.

How to Apply:

Risk Reduction Grant Program › Risk Reduction FAQ
Risk Reduction FAQ

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Current Property & Casualty Pool Members are eligible to apply. Members must maintain active status in the P&C Pool to receive final reimbursement. Risk Reduction grants will be awarded annually in October.

 Applications must be received by close of business on September 15th (this program does not allow submission extensions). Please note that only one grant submission is allowed per year and grant submissions will not be reviewed until after the September 15th deadline. Projects that receive funding from other grant programs or funding sources are not eligible for a Risk Reduction Grant.